{"id":121546,"date":"2017-05-04T08:30:22","date_gmt":"2017-05-04T05:30:22","guid":{"rendered":"http:\/\/www.techpress.gr\/?p=121546"},"modified":"2017-05-03T22:09:12","modified_gmt":"2017-05-03T19:09:12","slug":"%ce%bc%ce%b5-%ce%b5%cf%80%ce%b9%cf%84%cf%85%cf%87%ce%af%ce%b1-%cf%80%cf%81%ce%b1%ce%b3%ce%bc%ce%b1%cf%84%ce%bf%cf%80%ce%bf%ce%b9%ce%ae%ce%b8%ce%b7%ce%ba%ce%b5-%cf%84%ce%bf-4th-digital-finance-forum","status":"publish","type":"post","link":"https:\/\/www.techpress.gr\/index.php\/archives\/121546","title":{"rendered":"\u039c\u03b5 \u03b5\u03c0\u03b9\u03c4\u03c5\u03c7\u03af\u03b1 \u03c0\u03c1\u03b1\u03b3\u03bc\u03b1\u03c4\u03bf\u03c0\u03bf\u03b9\u03ae\u03b8\u03b7\u03ba\u03b5 \u03c4\u03bf 4th Digital Finance Forum"},"content":{"rendered":"

\u03a0\u03ac\u03bd\u03c9 \u03b1\u03c0\u03cc 200 \u03ac\u03c4\u03bf\u03bc\u03b1 \u03ad\u03b4\u03c9\u03c3\u03b1\u03bd \u03c4\u03bf \u03c0\u03b1\u03c1\u03cc\u03bd \u03c3\u03c4\u03bf \u03ba\u03bf\u03c1\u03c5\u03c6\u03b1\u03af\u03bf \u03c3\u03c5\u03bd\u03ad\u03b4\u03c1\u03b9\u03bf \u03b3\u03b9\u03b1 \u03c4\u03b9\u03c2 \u03c8\u03b7\u03c6\u03b9\u03b1\u03ba\u03ad\u03c2 \u03b1\u03bb\u03bb\u03b1\u03b3\u03ad\u03c2 \u03c0\u03bf\u03c5 \u03b4\u03b9\u03b1\u03bc\u03bf\u03c1\u03c6\u03ce\u03bd\u03bf\u03c5\u03bd \u03c4\u03bf \u03c4\u03bf\u03c0\u03af\u03bf \u03c3\u03c4\u03bf\u03bd \u03c7\u03c1\u03b7\u03bc\u03b1\u03c4\u03bf\u03c0\u03b9\u03c3\u03c4\u03c9\u03c4\u03b9\u03ba\u03cc \u03c4\u03bf\u03bc\u03ad\u03b1.<\/strong><\/p><\/blockquote>\n

\u03a4\u03bf \u03bd\u03ad\u03bf \u03c4\u03bf\u03c0\u03af\u03bf \u03c0\u03bf\u03c5 \u03b4\u03b9\u03b1\u03bc\u03bf\u03c1\u03c6\u03ce\u03bd\u03b5\u03c4\u03b1\u03b9 \u03c3\u03c4\u03bf\u03bd \u03c7\u03c1\u03b7\u03bc\u03b1\u03c4\u03bf\u03c0\u03b9\u03c3\u03c4\u03c9\u03c4\u03b9\u03ba\u03cc \u03ba\u03bb\u03ac\u03b4\u03bf, \u03bc\u03b5 \u03c4\u03b7\u03bd \u03b5\u03be\u03ad\u03bb\u03b9\u03be\u03b7 \u03c4\u03c9\u03bd \u03c8\u03b7\u03c6\u03b9\u03b1\u03ba\u03ce\u03bd \u03c4\u03b5\u03c7\u03bd\u03bf\u03bb\u03bf\u03b3\u03b9\u03ce\u03bd \u03ba\u03b1\u03b9 \u03c4\u03bf \u03c3\u03c5\u03bd\u03b4\u03c5\u03b1\u03c3\u03bc\u03cc \u03c4\u03c9\u03bd \u03c6\u03c5\u03c3\u03b9\u03ba\u03ce\u03bd \u03ba\u03b1\u03b9 \u03c8\u03b7\u03c6\u03b9\u03b1\u03ba\u03ce\u03bd \u03ba\u03b1\u03bd\u03b1\u03bb\u03b9\u03ce\u03bd \u03c0\u03ce\u03bb\u03b7\u03c3\u03b7\u03c2 \u03ba\u03b1\u03b9 \u03b4\u03b9\u03b1\u03bd\u03bf\u03bc\u03ae\u03c2 \u03c0\u03c1\u03bf\u03ca\u03cc\u03bd\u03c4\u03c9\u03bd \u03ba\u03b1\u03b9 \u03c5\u03c0\u03b7\u03c1\u03b5\u03c3\u03b9\u03ce\u03bd \u03b1\u03c0\u03b1\u03c3\u03c7\u03cc\u03bb\u03b7\u03c3\u03b5 \u03c4\u03b9\u03c2 \u03b5\u03c1\u03b3\u03b1\u03c3\u03af\u03b5\u03c2 \u03c4\u03bf\u03c5 <\/span><\/span>4<\/b><\/span><\/span>th<\/b><\/span><\/span><\/span><\/sup> <\/b>Digital<\/b><\/span><\/span><\/span> <\/b>Finance<\/b><\/span><\/span><\/span> <\/b>Forum<\/b><\/span><\/span><\/span> <\/b>(<\/span><\/span>dff<\/span><\/span><\/span>17 – <\/span><\/span>digitalfinance<\/span><\/span><\/span>.<\/span><\/span>ethosevents<\/span><\/span><\/span>.<\/span><\/span>eu<\/span><\/span><\/span>) \u03c0\u03bf\u03c5 \u03b4\u03b9\u03bf\u03c1\u03b3\u03b1\u03bd\u03ce\u03b8\u03b7\u03ba\u03b5 \u03b1\u03c0\u03cc \u03c4\u03b7\u03bd <\/span><\/span>Ethos<\/span><\/span><\/span> Events<\/span><\/span><\/span>.<\/span><\/span><\/p>\n

\u03a3\u03c4\u03bf \u03b5\u03c4\u03ae\u03c3\u03b9\u03bf \u03c1\u03b1\u03bd\u03c4\u03b5\u03b2\u03bf\u03cd \u03c4\u03bf\u03c5 \u03c7\u03c1\u03b7\u03bc\u03b1\u03c4\u03bf\u03c0\u03b9\u03c3\u03c4\u03c9\u03c4\u03b9\u03ba\u03bf\u03cd \u03ba\u03bb\u03ac\u03b4\u03bf\u03c5, \u03c0\u03bf\u03c5 \u03b1\u03c0\u03bf\u03c4\u03b5\u03bb\u03b5\u03af \u03b1\u03c6\u03bf\u03c1\u03bc\u03ae \u03b5\u03bd\u03b7\u03bc\u03ad\u03c1\u03c9\u03c3\u03b7\u03c2 \u03c4\u03c9\u03bd \u03c6\u03bf\u03c1\u03ad\u03c9\u03bd \u03c4\u03b7\u03c2 \u03b1\u03b3\u03bf\u03c1\u03ac\u03c2 \u03cc\u03c3\u03bf\u03bd \u03b1\u03c6\u03bf\u03c1\u03ac \u03c4\u03bf\u03bd \u03c4\u03bf\u03bc\u03ad\u03b1 \u03c4\u03b7\u03c2 \u03b1\u03be\u03b9\u03bf\u03c0\u03bf\u03af\u03b7\u03c3\u03b7\u03c2 \u03c4\u03c9\u03bd \u03c8\u03b7\u03c6\u03b9\u03b1\u03ba\u03ce\u03bd \u03c4\u03b5\u03c7\u03bd\u03bf\u03bb\u03bf\u03b3\u03b9\u03ce\u03bd, \u03ad\u03b4\u03c9\u03c3\u03b1\u03bd \u03c4\u03bf \u03c0\u03b1\u03c1\u03cc\u03bd \u03b5\u03ba\u03c0\u03c1\u03cc\u03c3\u03c9\u03c0\u03bf\u03b9 \u03b1\u03c0\u03cc \u03c4\u03b9\u03c2 \u03b5\u03bb\u03bb\u03b7\u03bd\u03b9\u03ba\u03ad\u03c2 \u03c4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b5\u03c2, \u03c4\u03b9\u03c2 \u03bc\u03b5\u03b3\u03b1\u03bb\u03cd\u03c4\u03b5\u03c1\u03b5\u03c2 \u03b1\u03c3\u03c6\u03b1\u03bb\u03b9\u03c3\u03c4\u03b9\u03ba\u03ad\u03c2 \u03b5\u03c4\u03b1\u03b9\u03c1\u03b5\u03af\u03b5\u03c2, \u03c4\u03bf\u03c5\u03c2 \u03b1\u03c1\u03bc\u03cc\u03b4\u03b9\u03bf\u03c5\u03c2 \u03c6\u03bf\u03c1\u03b5\u03af\u03c2, <\/span><\/span>startups<\/span><\/span><\/span> \u03b1\u03c0\u03cc \u03c4\u03b7\u03bd \u0395\u03bb\u03bb\u03ac\u03b4\u03b1 \u03ba\u03b1\u03b9 \u03c4\u03bf \u03b5\u03be\u03c9\u03c4\u03b5\u03c1\u03b9\u03ba\u03cc, \u03b1\u03bb\u03bb\u03ac \u03ba\u03b1\u03b9 \u03b5\u03c4\u03b1\u03b9\u03c1\u03b5\u03af\u03b5\u03c2 \u03b1\u03c0\u03cc \u03c4\u03bf \u03c7\u03ce\u03c1\u03bf \u03c4\u03b7\u03c2 \u03c4\u03b5\u03c7\u03bd\u03bf\u03bb\u03bf\u03b3\u03af\u03b1\u03c2 \u03ba\u03b1\u03b9 \u03c4\u03c9\u03bd \u03c5\u03c0\u03b7\u03c1\u03b5\u03c3\u03b9\u03ce\u03bd. <\/span><\/span><\/p>\n

\u03a3\u03c5\u03b6\u03b7\u03c4\u03ae\u03b8\u03b7\u03ba\u03b1\u03bd \u03bf\u03b9 \u03c8\u03b7\u03c6\u03b9\u03b1\u03ba\u03ad\u03c2 \u03b1\u03bb\u03bb\u03b1\u03b3\u03ad\u03c2 \u03c3\u03c4\u03bf\u03bd \u03b5\u03c5\u03c1\u03c9\u03c0\u03b1\u03ca\u03ba\u03cc \u03c7\u03c1\u03b7\u03bc\u03b1\u03c4\u03bf\u03c0\u03b9\u03c3\u03c4\u03c9\u03c4\u03b9\u03ba\u03cc \u03c4\u03bf\u03bc\u03ad\u03b1 \u03ba\u03b1\u03b9 \u03c3\u03c5\u03b3\u03ba\u03b5\u03ba\u03c1\u03b9\u03bc\u03ad\u03bd\u03b1 \u03bf\u03b9 \u03ad\u03bd\u03bd\u03bf\u03b9\u03b5\u03c2 \u03ba\u03b1\u03b9 \u03bf\u03b9 \u03b5\u03c6\u03b1\u03c1\u03bc\u03bf\u03b3\u03ad\u03c2 \u03c4o\u03c5 \u03bd\u03ad\u03bf\u03c5 phygital \u03ba\u03b1\u03c4\u03b1\u03c3\u03c4\u03ae\u03bc\u03b1\u03c4\u03bf\u03c2, \u03c4\u03c9\u03bd \u03bd\u03ad\u03c9\u03bd \u03c8\u03b7\u03c6\u03b9\u03b1\u03ba\u03ce\u03bd \u03bc\u03bf\u03bd\u03c4\u03ad\u03bb\u03c9\u03bd \u03c3\u03c4\u03bf\u03bd \u03b1\u03c3\u03c6\u03b1\u03bb\u03b9\u03c3\u03c4\u03b9\u03ba\u03cc \u03ba\u03bb\u03ac\u03b4\u03bf, \u03bf\u03b9 \u03c8\u03b7\u03c6\u03b9\u03b1\u03ba\u03ad\u03c2 \u03b1\u03bb\u03bb\u03b1\u03b3\u03ad\u03c2 \u03c3\u03c4\u03b9\u03c2 \u03bc\u03b5\u03b8\u03cc\u03b4\u03bf\u03c5\u03c2 \u03c7\u03c1\u03b7\u03bc\u03b1\u03c4\u03bf\u03b4\u03cc\u03c4\u03b7\u03c3\u03b7\u03c2, \u03bf\u03b9 \u03b5\u03be\u03b5\u03bb\u03af\u03be\u03b5\u03b9\u03c2 \u03c3\u03c4\u03bf \u03c7\u03ce\u03c1\u03bf \u03c4\u03c9\u03bd POS, \u03c4\u03bf \u03bd\u03ad\u03bf \u03c4\u03bf\u03c0\u03af\u03bf \u03c3\u03c4\u03b9\u03c2 \u03b7\u03bb\u03b5\u03ba\u03c4\u03c1\u03bf\u03bd\u03b9\u03ba\u03ad\u03c2 \u03c0\u03bb\u03b7\u03c1\u03c9\u03bc\u03ad\u03c2 \u03ba\u03b1\u03b9 \u03bf\u03b9 \u03c8\u03b7\u03c6\u03b9\u03b1\u03ba\u03ad\u03c2 \u03b1\u03bb\u03bb\u03b1\u03b3\u03ad\u03c2 \u03c3\u03c4\u03b9\u03c2 \u03c5\u03c0\u03bf\u03b4\u03bf\u03bc\u03ad\u03c2 \u03c4\u03bf\u03c5 \u03c7\u03c1\u03b7\u03bc\u03b1\u03c4\u03bf\u03c0\u03b9\u03c3\u03c4\u03c9\u03c4\u03b9\u03ba\u03bf\u03cd \u03c4\u03bf\u03bc\u03ad\u03b1.<\/span><\/span><\/p>\n

\u03a3\u03c4\u03b7\u03bd \u03ba\u03b5\u03bd\u03c4\u03c1\u03b9\u03ba\u03ae \u03bf\u03bc\u03b9\u03bb\u03af\u03b1 \u03c4\u03bf\u03c5 \u03c3\u03c5\u03bd\u03b5\u03b4\u03c1\u03af\u03bf\u03c5, \u03bf <\/span><\/span>Dr. Markos Zachariadis<\/b><\/span><\/span>, \u0395\u03c0\u03af\u03ba\u03bf\u03c5\u03c1\u03bf\u03c2 \u039a\u03b1\u03b8\u03b7\u03b3\u03b7\u03c4\u03ae\u03c2 \u0394\u03b9\u03bf\u03af\u03ba\u03b7\u03c3\u03b7\u03c2 \u03a0\u03bb\u03b7\u03c1\u03bf\u03c6\u03bf\u03c1\u03b9\u03b1\u03ba\u03ce\u03bd \u03a3\u03c5\u03c3\u03c4\u03b7\u03bc\u03ac\u03c4\u03c9\u03bd \u03ba\u03b1\u03b9 \u039a\u03b1\u03b9\u03bd\u03bf\u03c4\u03bf\u03bc\u03af\u03b1\u03c2, Warwick Business School & FinTech \u0395\u03c0\u03b9\u03c3\u03c4\u03b7\u03bc\u03bf\u03bd\u03b9\u03ba\u03cc\u03c2 \u03a3\u03c5\u03bd\u03b5\u03c1\u03b3\u03ac\u03c4\u03b7\u03c2, Cambridge Digital Innovation, University of Cambridge, \u03bc\u03b5 \u03c4\u03af\u03c4\u03bb\u03bf \u00ab<\/span><\/span>Digital<\/span><\/span><\/span> Ecosystems<\/span><\/span><\/span> and<\/span><\/span><\/span> the<\/span><\/span><\/span> Emergence<\/span><\/span><\/span> of<\/span><\/span><\/span> Fintech<\/span><\/span><\/span> in<\/span><\/span><\/span> Financial<\/span><\/span><\/span> Services<\/span><\/span><\/span> Sector<\/span><\/span><\/span>\u00bb \u03b5\u03c0\u03b9\u03c3\u03ae\u03bc\u03b1\u03bd\u03b5 \u03c0\u03c9\u03c2 \u03c4\u03bf fintech \u03b1\u03c0\u03bf\u03c4\u03b5\u03bb\u03b5\u03af \u03c4\u03b7\u03bd \u03b5\u03c6\u03b1\u03c1\u03bc\u03bf\u03b3\u03ae \u03c4\u03b5\u03c7\u03bd\u03bf\u03bb\u03bf\u03b3\u03b9\u03ce\u03bd \u03c3\u03b5 \u03b9\u03b4\u03ad\u03b5\u03c2 \u03b2\u03b1\u03c3\u03b9\u03c3\u03bc\u03ad\u03bd\u03b5\u03c2 \u03c3\u03c4\u03b9\u03c2 \u03c4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b5\u03c2, \u03ba\u03b1\u03b9 \u03b5\u03c0\u03b9\u03c3\u03ae\u03bc\u03b1\u03bd\u03b5 \u03c0\u03c9\u03c2 \u03b5\u03bd\u03ce \u03bc\u03ad\u03c7\u03c1\u03b9 \u03c3\u03c4\u03b9\u03b3\u03bc\u03ae\u03c2 \u03c4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b5\u03c2 \u03ba\u03b1\u03b9 fintech \u03b1\u03bd\u03c4\u03b1\u03b3\u03c9\u03bd\u03af\u03b6\u03bf\u03bd\u03c4\u03b1\u03bd \u03b3\u03b9\u03b1 \u03c4\u03b7\u03bd \u03af\u03b4\u03b9\u03b1 \u03b1\u03b3\u03bf\u03c1\u03ac, \u03c0\u03bb\u03ad\u03bf\u03bd, \u03ad\u03c7\u03bf\u03c5\u03bd \u03b1\u03c1\u03c7\u03af\u03c3\u03b5\u03b9 \u03bd\u03b1 \u03c3\u03c5\u03bd\u03b5\u03c1\u03b3\u03ac\u03b6\u03bf\u03bd\u03c4\u03b1\u03b9\u00bb. \u0391\u03bd\u03b1\u03c6\u03bf\u03c1\u03b9\u03ba\u03ac \u03bc\u03b5 \u03c4\u03bf \u03bc\u03ad\u03bb\u03bb\u03bf\u03bd \u03c4\u03bf\u03c5 banking, \u03b5\u03be\u03ad\u03c6\u03c1\u03b1\u03c3\u03b5 \u03c4\u03b7 \u03b2\u03b5\u03b2\u03b1\u03b9\u03cc\u03c4\u03b7\u03c4\u03ac \u03c4\u03bf\u03c5 \u03c0\u03c9\u03c2 \u00ab\u03b8\u03b1 \u03b4\u03bf\u03cd\u03bc\u03b5 \u03c0\u03bf\u03bb\u03bb\u03ad\u03c2 \u03c5\u03c0\u03b7\u03c1\u03b5\u03c3\u03af\u03b5\u03c2 \u03bd\u03b1 \u03ba\u03b9\u03bd\u03bf\u03cd\u03bd\u03c4\u03b1\u03b9 \u03c0\u03c1\u03bf\u03c2 \u03c4\u03b1 \u03c8\u03b7\u03c6\u03b9\u03b1\u03ba\u03ac \u03ba\u03b1\u03bd\u03ac\u03bb\u03b9\u03b1\u00bb. <\/span><\/span><\/p>\n

\u039a\u03b1\u03c4\u03ac \u03c4\u03bf \u03c7\u03b1\u03b9\u03c1\u03b5\u03c4\u03b9\u03c3\u03bc\u03cc \u03c4\u03bf\u03c5, \u03bf \u03ba. <\/span><\/span>\u0394\u03b7\u03bc\u03ae\u03c4\u03c1\u03b7<\/b><\/span><\/span>\u03c2<\/span><\/span> \u039a\u03b1\u03c1\u03b1\u03ca\u03c3\u03ba\u03ac\u03ba\u03b7\u03c2, <\/b><\/span><\/span>\u0395\u03c0\u03b9\u03c4\u03b5\u03bb\u03b9\u03ba\u03cc\u03c2 \u0394\u03b9\u03b5\u03c5\u03b8\u03c5\u03bd\u03c4\u03ae\u03c2 \u039b\u03b5\u03b9\u03c4\u03bf\u03c5\u03c1\u03b3\u03b9\u03ce\u03bd, \u038c\u03bc\u03b9\u03bb\u03bf\u03c2 \u03a7\u03c1\u03b7\u03bc\u03b1\u03c4\u03b9\u03c3\u03c4\u03b7\u03c1\u03af\u03bf\u03c5 \u0391\u03b8\u03b7\u03bd\u03ce\u03bd, \u03b1\u03bd\u03ad\u03c6\u03b5\u03c1\u03b5 \u03c0\u03c9\u03c2 \u00ab\u03b6\u03bf\u03cd\u03bc\u03b5 \u03bc\u03b9\u03b1 \u03c8\u03b7\u03c6\u03b9\u03b1\u03ba\u03ae \u03b5\u03c0\u03b1\u03bd\u03ac\u03c3\u03c4\u03b1\u03c3\u03b7 \u03c0\u03bf\u03c5 \u03ad\u03c7\u03b5\u03b9 \u03b1\u03bb\u03bb\u03ac\u03be\u03b5\u03b9 \u03c4\u03bf\u03bd \u03c4\u03c1\u03cc\u03c0\u03bf \u03c0\u03bf\u03c5 \u03c7\u03c1\u03b7\u03bc\u03b1\u03c4\u03bf\u03b4\u03bf\u03c4\u03b5\u03af\u03c3\u03b1\u03b9 \u03ba\u03b1\u03b9 \u03c0\u03c1\u03b1\u03b3\u03bc\u03b1\u03c4\u03bf\u03c0\u03bf\u03b9\u03b5\u03af\u03c2 \u03c4\u03b9\u03c2 \u03b9\u03b4\u03ad\u03b5\u03c2 \u03c3\u03bf\u03c5\u00bb, \u03c6\u03ad\u03c1\u03bd\u03bf\u03bd\u03c4\u03b1\u03c2 \u03c9\u03c2 \u03c0\u03b1\u03c1\u03ac\u03b4\u03b5\u03b9\u03b3\u03bc\u03b1 \u03c4\u03bf \u03a7\u03c1\u03b7\u03bc\u03b1\u03c4\u03b9\u03c3\u03c4\u03ae\u03c1\u03b9\u03bf \u0391\u03b8\u03b7\u03bd\u03ce\u03bd \u03c0\u03bf\u03c5, \u03bc\u03ad\u03c3\u03c9 \u03c4\u03bf\u03c5 \u03c0\u03c1\u03bf\u03b3\u03c1\u03ac\u03bc\u03bc\u03b1\u03c4\u03bf\u03c2 \u03b3\u03b9\u03b1 \u03c4\u03b7 \u03a3\u03c4\u03ae\u03c1\u03b9\u03be\u03b7 \u03c4\u03b7\u03c2 \u0395\u03c0\u03b9\u03c7\u03b5\u03b9\u03c1\u03b7\u03bc\u03b1\u03c4\u03b9\u03ba\u03cc\u03c4\u03b7\u03c4\u03b1\u03c2, \u03c0\u03c1\u03bf\u03c3\u03c6\u03ad\u03c1\u03b5\u03b9 \u03c5\u03c0\u03b7\u03c1\u03b5\u03c3\u03af\u03b5\u03c2 crowdfunding, \u03cc\u03c0\u03c9\u03c2 \u03c3\u03c4\u03b9\u03c2 \u03c0\u03b5\u03c1\u03b9\u03c0\u03c4\u03ce\u03c3\u03b5\u03b9\u03c2 \u03c4\u03b7\u03c2 \u0399\u039a\u0395\u0391 \u03ba\u03b1\u03b9 \u03c4\u03bf\u03c5 \u039f\u03a0\u0391\u03a0. <\/span><\/span><\/p>\n

\u039a\u03b1\u03c4\u03ac \u03c4\u03bf \u03c7\u03b1\u03b9\u03c1\u03b5\u03c4\u03b9\u03c3\u03bc\u03cc \u03c4\u03b7\u03c2, \u03b7 \u03ba\u03c5\u03c1\u03af\u03b1<\/span><\/span> \u0393\u03b9\u03ce\u03c4\u03b1 \u03a0\u03b1\u03c0\u03b1\u03c1\u03af\u03b4\u03bf\u03c5, <\/b><\/span><\/span>\u0391\u2019 \u0395\u03ba\u03c4\u03b5\u03bb\u03b5\u03c3\u03c4\u03b9\u03ba\u03ae \u0391\u03bd\u03c4\u03b9\u03c0\u03c1\u03cc\u03b5\u03b4\u03c1\u03bf\u03c2 \u0394.\u03a3. \u03a3\u0395\u03a0\u0395, \u03bc\u03af\u03bb\u03b7\u03c3\u03b5 \u03b3\u03b9\u03b1 \u03c4\u03b9\u03c2 \u03c4\u03ad\u03c3\u03c3\u03b5\u03c1\u03b9\u03c2 \u03b2\u03b1\u03c3\u03b9\u03ba\u03ad\u03c2 \u03c8\u03b7\u03c6\u03b9\u03b1\u03ba\u03ad\u03c2 \u03b5\u03be\u03b5\u03bb\u03af\u03be\u03b5\u03b9\u03c2 \u03c0\u03bf\u03c5 \u03ad\u03bb\u03b1\u03b2\u03b1\u03bd \u03c7\u03ce\u03c1\u03b1 \u03c3\u03c4\u03bf\u03bd \u03c4\u03bf\u03bc\u03ad\u03b1: \u03a4\u03b1 <\/span><\/span>smartphones<\/span><\/span><\/span>, \u03c4\u03bf <\/span><\/span>cloud<\/span><\/span><\/span> computing<\/span><\/span><\/span>, \u03c4\u03bf <\/span><\/span>IoT<\/span><\/span><\/span>, \u03ba\u03b1\u03b9 \u03c4\u03b1 <\/span><\/span>Big<\/span><\/span><\/span> Data<\/span><\/span><\/span> Analytics<\/span><\/span><\/span>. <\/span><\/span><\/p>\n

\u039a\u03b1\u03c4\u03ac \u03c4\u03b7\u03bd \u03c0\u03c1\u03ce\u03c4\u03b7 \u03b5\u03bd\u03cc\u03c4\u03b7\u03c4\u03b1, \u03c0\u03bf\u03c5 \u03c0\u03b5\u03c1\u03b9\u03ad\u03b3\u03c1\u03b1\u03c6\u03b5 <\/span><\/span>\u00ab\u03a4\u03bf \u03bd\u03ad\u03bf phygital \u03ba\u03b1\u03c4\u03ac\u03c3\u03c4\u03b7\u03bc\u03b1\u00bb<\/b><\/span><\/span>, \u03bf \u03ba. <\/span><\/span>\u0393\u03b9\u03ce\u03c1\u03b3\u03bf\u03c2 \u039a\u03c9\u03c3\u03c4\u03cc\u03c0\u03bf\u03c5\u03bb\u03bf\u03c2<\/b><\/span><\/span>, Customer Innovation, \u0397\u03bb\u03b5\u03ba\u03c4\u03c1\u03bf\u03bd\u03b9\u03ba\u03ae \u0395\u03c0\u03b9\u03c7\u03b5\u03b9\u03c1\u03b7\u03bc\u03b1\u03c4\u03b9\u03ba\u03cc\u03c4\u03b7\u03c4\u03b1, \u03a4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b1 \u03a0\u03b5\u03b9\u03c1\u03b1\u03b9\u03ce\u03c2, \u03b5\u03c0\u03b9\u03c3\u03ae\u03bc\u03b1\u03bd\u03b5 \u03c0\u03c9\u03c2 \u03c4\u03bf e-branch \u03c0\u03c1\u03bf\u03c3\u03c6\u03ad\u03c1\u03b5\u03b9 \u03ba\u03b1\u03bb\u03cd\u03c4\u03b5\u03c1\u03b7 \u03c1\u03bf\u03ae \u03c0\u03b5\u03bb\u03b1\u03c4\u03ce\u03bd \u03ba\u03b1\u03b9 \u03c4\u03cc\u03bd\u03b9\u03c3\u03b5 \u03c0\u03c9\u03c2 \u03b1\u03bd\u03b1\u03c6\u03bf\u03c1\u03b9\u03ba\u03ac \u03bc\u03b5 \u03c4\u03b7\u03bd \u03c8\u03b7\u03c6\u03b9\u03b1\u03ba\u03ae \u03bc\u03b5\u03c4\u03ac\u03b2\u03b1\u03c3\u03b7, \u00ab\u03b8\u03ad\u03bb\u03bf\u03c5\u03bc\u03b5 \u03bf\u03b9 \u03ac\u03bd\u03b8\u03c1\u03c9\u03c0\u03bf\u03b9 \u03c0\u03bf\u03c5 \u03b5\u03af\u03bd\u03b1\u03b9 \u03c3\u03c4\u03b1 \u03c6\u03c5\u03c3\u03b9\u03ba\u03ac \u03ba\u03b1\u03c4\u03b1\u03c3\u03c4\u03ae\u03bc\u03b1\u03c4\u03b1 \u03bd\u03b1 \u03ba\u03ac\u03bd\u03bf\u03c5\u03bd \u03c4\u03bf \u03c0\u03c1\u03ce\u03c4\u03bf \u03b2\u03ae\u03bc\u03b1\u00bb. \u03a3\u03b1\u03bd \u03c0\u03b1\u03c1\u03ac\u03b4\u03b5\u03b9\u03b3\u03bc\u03b1, \u03ad\u03c6\u03b5\u03c1\u03b5 \u03c4\u03b1 e-branch \u03c4\u03b7\u03c2 \u03a4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b1\u03c2 \u03a0\u03b5\u03b9\u03c1\u03b1\u03b9\u03ce\u03c2, \u03c4\u03b1 \u03bf\u03c0\u03bf\u03af\u03b1 \u03c3\u03c4\u03bf\u03c7\u03b5\u03cd\u03bf\u03c5\u03bd \u03c3\u03c4\u03b7 \u03bb\u03b5\u03b9\u03c4\u03bf\u03c5\u03c1\u03b3\u03b9\u03ba\u03cc\u03c4\u03b7\u03c4\u03b1 \u03ba\u03b1\u03b9 \u03c4\u03b7\u03bd \u03b1\u03c0\u03bb\u03cc\u03c4\u03b7\u03c4\u03b1. <\/span><\/span><\/p>\n

\u00abT\u03bf digital disruption \u03b1\u03bb\u03bb\u03ac\u03b6\u03b5\u03b9 \u03c4\u03b7\u03bd \u03b1\u03b3\u03bf\u03c1\u03ac\u00bb \u03b4\u03ae\u03bb\u03c9\u03c3\u03b5 \u03bf \u03ba. <\/span><\/span>\u03a0\u03b1\u03bd\u03b1\u03b3\u03b9\u03ce\u03c4\u03b7\u03c2 \u039f\u03b9\u03ba\u03bf\u03bd\u03cc\u03bc\u03bf\u03c5,<\/b><\/span><\/span> \u0395\u03c0\u03b9\u03ba\u03b5\u03c6\u03b1\u03bb\u03ae\u03c2 \u03c4\u03bf\u03c5 \u03a4\u03bf\u03bc\u03ad\u03b1 Contact Center & i-Bank Stores, \u0394\u03b9\u03b5\u03cd\u03b8\u03c5\u03bd\u03c3\u03b7 \u03a8\u03b7\u03c6\u03b9\u03b1\u03ba\u03ce\u03bd \u039a\u03b1\u03bd\u03b1\u03bb\u03b9\u03ce\u03bd, \u0395\u03b8\u03bd\u03b9\u03ba\u03ae \u03a4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b1 \u03c4\u03b7\u03c2 \u0395\u03bb\u03bb\u03ac\u03b4\u03bf\u03c2. \u00ab\u039a\u03bb\u03ac\u03b4\u03bf\u03b9 \u03cc\u03c0\u03c9\u03c2 \u03bf \u03c4\u03cd\u03c0\u03bf\u03c2, \u03c4\u03b1 \u03c4\u03b1\u03be\u03b9\u03b4\u03b9\u03c9\u03c4\u03b9\u03ba\u03ac \u03b3\u03c1\u03b1\u03c6\u03b5\u03af\u03b1, \u03ba\u03b1\u03b9 \u03bc\u03bf\u03c5\u03c3\u03b9\u03ba\u03ae \u03ba\u03b9\u03bd\u03b4\u03c5\u03bd\u03b5\u03cd\u03bf\u03c5\u03bd \u03b5\u03ac\u03bd \u03b4\u03b5\u03bd \u03b1\u03ba\u03bf\u03bb\u03bf\u03c5\u03b8\u03ae\u03c3\u03bf\u03c5\u03bd \u03c4\u03b7\u03bd \u03c4\u03b5\u03c7\u03bd\u03bf\u03bb\u03bf\u03b3\u03af\u03b1\u00bb, \u03b4\u03ae\u03bb\u03c9\u03c3\u03b5. \u0391\u03bd\u03b1\u03c6\u03bf\u03c1\u03b9\u03ba\u03ac \u03bc\u03b5 \u03c4\u03b1 e-branch, \u03bf \u03ba. \u039f\u03b9\u03ba\u03bf\u03bd\u03cc\u03bc\u03bf\u03c5 \u03c4\u03cc\u03bd\u03b9\u03c3\u03b5 \u03c0\u03c9\u03c2 \u03bf \u03c0\u03b5\u03bb\u03ac\u03c4\u03b7\u03c2 \u03ad\u03c7\u03b5\u03b9 \u03b1\u03bd\u03ac\u03b3\u03ba\u03b7 \u03c4\u03b7\u03bd \u03ac\u03bc\u03b5\u03c3\u03b7 \u03b5\u03be\u03c5\u03c0\u03b7\u03c1\u03ad\u03c4\u03b7\u03c3\u03b7 \u03ba\u03b1\u03b9 \u03c4\u03b7\u03bd \u03b1\u03c3\u03c6\u03ac\u03bb\u03b5\u03b9\u03b1, \u03c9\u03c3\u03c4\u03cc\u03c3\u03bf \u03b8\u03b1 \u03c7\u03c1\u03b5\u03b9\u03b1\u03c3\u03c4\u03b5\u03af \u03ba\u03b1\u03b9\u03c1\u03cc\u03c2 \u03b3\u03b9\u03b1 \u03bd\u03b1 \u03c3\u03c5\u03bd\u03b7\u03b8\u03af\u03c3\u03b5\u03b9 \u03c4\u03b7 \u03bd\u03ad\u03b1 \u03c4\u03b5\u03c7\u03bd\u03bf\u03bb\u03bf\u03b3\u03af\u03b1. \u00ab\u03a4\u03bf \u03bd\u03ad\u03bf \u03c4\u03c1\u03b1\u03c0\u03b5\u03b6\u03b9\u03ba\u03cc \u03ba\u03b1\u03c4\u03ac\u03c3\u03c4\u03b7\u03bc\u03b1 \u03c0\u03c1\u03ad\u03c0\u03b5\u03b9 \u03bd\u03b1 \u03c0\u03c1\u03bf\u03c3\u03c6\u03ad\u03c1\u03b5\u03b9 \u03b5\u03be\u03b1\u03c4\u03bf\u03bc\u03b9\u03ba\u03b5\u03c5\u03bc\u03ad\u03bd\u03b5\u03c2 \u03c3\u03c5\u03bc\u03b2\u03bf\u03c5\u03bb\u03ad\u03c2, \u03bd\u03b1 \u03b5\u03c0\u03b9\u03bb\u03cd\u03b5\u03b9 \u03c4\u03b1 \u03c0\u03c1\u03bf\u03b2\u03bb\u03ae\u03bc\u03b1\u03c4\u03b1 \u03c4\u03bf\u03c5 \u03c0\u03b5\u03bb\u03ac\u03c4\u03b7 \u03ba\u03b1\u03b9 \u03bd\u03b1 \u03b5\u03af\u03bd\u03b1\u03b9 \u03c8\u03b7\u03c6\u03b9\u03b1\u03ba\u03cc\u03c2 \u03c0\u03c1\u03b5\u03c3\u03b2\u03b5\u03c5\u03c4\u03ae\u03c2 \u03c4\u03b7\u03c2 \u03c4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b1\u03c2\u00bb, \u03c3\u03c5\u03bc\u03c0\u03bb\u03ae\u03c1\u03c9\u03c3\u03b5.<\/span><\/span><\/p>\n

\u0397 \u03ba\u03b1. <\/span><\/span>\u0393\u03ad\u03bb\u03c6\u03b7 \u03a3\u03b1\u03bc\u03c0\u03b1\u03c4\u03b1\u03ba\u03ac\u03ba\u03b7<\/b><\/span><\/span>, \u0394\u03b9\u03b5\u03c5\u03b8\u03cd\u03bd\u03c4\u03c1\u03b9\u03b1 Marketing & \u0395\u03c0\u03b9\u03ba\u03bf\u03b9\u03bd\u03c9\u03bd\u03af\u03b1\u03c2 Retail Banking, \u03a4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b1 Eurobank, \u03c4\u03cc\u03bd\u03b9\u03c3\u03b5 \u03c0\u03c9\u03c2 \u00ab\u03c0\u03c1\u03ad\u03c0\u03b5\u03b9 \u03bd\u03b1 \u03b4\u03b7\u03bc\u03b9\u03bf\u03c5\u03c1\u03b3\u03bf\u03cd\u03bc\u03b5 \u03c3\u03c5\u03bd\u03b5\u03c7\u03ce\u03c2 phygital \u03b5\u03bc\u03c0\u03b5\u03b9\u03c1\u03af\u03b5\u03c2 \u03b3\u03b9\u03b1 \u03c4\u03bf\u03bd \u03c0\u03b5\u03bb\u03ac\u03c4\u03b7\u00bb \u03b1\u03bd\u03b1\u03c6\u03ad\u03c1\u03bf\u03bd\u03c4\u03b1\u03c2 \u03c4\u03b7\u03bd \u03c0\u03b5\u03c1\u03af\u03c0\u03c4\u03c9\u03c3\u03b7 \u03c4\u03b7\u03c2 Eurobank, \u03b7 \u03bf\u03c0\u03bf\u03af\u03b1 \u03c0\u03ad\u03c1\u03b1 \u03b1\u03c0\u03cc \u03c4\u03bf Pilot Branch \u03c3\u03c4\u03bf \u039a\u03bf\u03bb\u03c9\u03bd\u03ac\u03ba\u03b9, \u03ad\u03c7\u03b5\u03b9 \u03b5\u03c6\u03bf\u03b4\u03b9\u03ac\u03c3\u03b5\u03b9 \u03c4\u03b1 \u03ba\u03b1\u03c4\u03b1\u03c3\u03c4\u03ae\u03bc\u03b1\u03c4\u03ac \u03c4\u03b7\u03c2 \u03bc\u03b5 patch, \u03c8\u03b7\u03c6\u03b9\u03bf\u03c0\u03bf\u03af\u03b7\u03c3\u03b7 \u03b5\u03b3\u03b3\u03c1\u03ac\u03c6\u03c9\u03bd, Wi-Fi, Omni channel \u03c0\u03c1\u03bf\u03c3\u03ad\u03b3\u03b3\u03b9\u03c3\u03b7 \u03ba\u03b1\u03b9 \u03bc\u03b5 Digital \u0395xperts, \u03c6\u03bf\u03b9\u03c4\u03b7\u03c4\u03ad\u03c2 \u03bf\u03b9\u03ba\u03bf\u03bd\u03bf\u03bc\u03b9\u03ba\u03ce\u03bd \u03c3\u03c7\u03bf\u03bb\u03ce\u03bd \u03c0\u03bf\u03c5 \u03ad\u03c7\u03bf\u03c5\u03bd \u03c9\u03c2 \u03c1\u03cc\u03bb\u03bf \u03bd\u03b1 \u03b5\u03ba\u03c0\u03b1\u03b9\u03b4\u03b5\u03cd\u03c3\u03bf\u03c5\u03bd \u03c4\u03bf\u03bd \u03ba\u03cc\u03c3\u03bc\u03bf \u03b1\u03bd\u03b1\u03c6\u03bf\u03c1\u03b9\u03ba\u03ac \u03bc\u03b5 \u03c4\u03b9\u03c2 \u03c8\u03b7\u03c6\u03b9\u03b1\u03ba\u03ad\u03c2 \u03c3\u03c5\u03bd\u03b1\u03bb\u03bb\u03b1\u03b3\u03ad\u03c2. <\/span><\/span><\/p>\n

\u00ab<\/span><\/span>\u03a4\u03b1 \u03bd\u03ad\u03b1, \u03c8\u03b7\u03c6\u03b9\u03b1\u03ba\u03ac \u03bc\u03bf\u03bd\u03c4\u03ad\u03bb\u03b1 \u03c3\u03c4\u03bf\u03bd \u03b1\u03c3\u03c6\u03b1\u03bb\u03b9\u03c3\u03c4\u03b9\u03ba\u03cc \u03ba\u03bb\u03ac\u03b4\u03bf<\/b><\/span><\/span>\u00bb \u03ae\u03c4\u03b1\u03bd \u03c4\u03bf \u03b8\u03ad\u03bc\u03b1 \u03c4\u03b7\u03c2 \u03b5\u03c0\u03cc\u03bc\u03b5\u03bd\u03b7\u03c2 \u03b5\u03bd\u03cc\u03c4\u03b7\u03c4\u03b1\u03c2, \u03ba\u03b1\u03c4\u03ac \u03c4\u03b7 \u03b4\u03b9\u03ac\u03c1\u03ba\u03b5\u03b9\u03b1 \u03c4\u03b7\u03c2 \u03bf\u03c0\u03bf\u03af\u03b1\u03c2 \u03bf \u03ba. <\/span><\/span>\u0393\u03b9\u03ce\u03c1\u03b3\u03bf\u03c2 \u039a\u03b1\u03bb\u03cd\u03b2\u03b1\u03c2<\/b><\/span><\/span>, Head of Product, Upstream, \u03bc\u03af\u03bb\u03b7\u03c3\u03b5 \u03b3\u03b9\u03b1 \u03c4\u03b9\u03c2 \u03bc\u03b9\u03ba\u03c1\u03bf-\u03b1\u03c3\u03c6\u03b1\u03bb\u03af\u03c3\u03b5\u03b9\u03c2 \u03bc\u03ad\u03c3\u03c9 \u03ba\u03b9\u03bd\u03b7\u03c4\u03bf\u03cd \u03c4\u03b7\u03bb\u03b5\u03c6\u03ce\u03bd\u03bf\u03c5, \u03c4\u03bf\u03bd\u03af\u03b6\u03bf\u03bd\u03c4\u03b1\u03c2 \u03c0\u03c9\u03c2 \u03b1\u03c5\u03c4\u03cc\u03c2 \u03bf \u03ba\u03bb\u03ac\u03b4\u03bf\u03c2 \u03b5\u03bd\u03b4\u03b5\u03af\u03ba\u03bd\u03c5\u03c4\u03b1\u03b9 \u03b3\u03b9\u03b1 \u03c4\u03b9\u03c2 \u03b1\u03bd\u03b1\u03c0\u03c4\u03c5\u03c3\u03c3\u03cc\u03bc\u03b5\u03bd\u03b5\u03c2 \u03b1\u03b3\u03bf\u03c1\u03ad\u03c2. \u03a4\u03cc\u03bd\u03b9\u03c3\u03b5 \u03c0\u03c9\u03c2 \u03c4\u03bf \u03b4\u03c5\u03bd\u03b1\u03c4\u03cc \u03ba\u03bf\u03bc\u03bc\u03ac\u03c4\u03b9 \u03c4\u03bf\u03c5 micro-insurance \u03b5\u03af\u03bd\u03b1\u03b9 \u03c4\u03b1 \u03b5\u03bd\u03b1\u03bb\u03bb\u03b1\u03ba\u03c4\u03b9\u03ba\u03ac \u03c3\u03b7\u03bc\u03b5\u03af\u03b1 \u03c0\u03ce\u03bb\u03b7\u03c3\u03b7\u03c2 \u03ba\u03b1\u03b9 \u03c7\u03c1\u03ad\u03c9\u03c3\u03b7\u03c2 \u03c7\u03c1\u03ae\u03c3\u03c4\u03b7. \u03a9\u03c2 \u03c0\u03b1\u03c1\u03ac\u03b4\u03b5\u03b9\u03b3\u03bc\u03b1 \u03ad\u03c6\u03b5\u03c1\u03b5 \u03c4\u03b7\u03bd CoverNow, \u03c4\u03b7 micro-insurance \u03c5\u03c0\u03b7\u03c1\u03b5\u03c3\u03af\u03b1 \u03c4\u03b7\u03c2 Upstream, \u03b7 \u03bf\u03c0\u03bf\u03af\u03b1 \u03bb\u03b5\u03b9\u03c4\u03bf\u03c5\u03c1\u03b3\u03b5\u03af \u03bc\u03ad\u03c3\u03c9 smartphone \u03ae \u03b1\u03c0\u03bb\u03bf\u03cd \u03ba\u03b9\u03bd\u03b7\u03c4\u03bf\u03cd \u03bc\u03b5 \u03c4\u03b7 \u03c7\u03c1\u03ae\u03c3\u03b7 sms \u03c9\u03c2 distribution channel. \u0397 \u03c5\u03c0\u03b7\u03c1\u03b5\u03c3\u03af\u03b1 \u03b1\u03c5\u03c4\u03ae, \u03c0\u03c1\u03bf\u03c3\u03c6\u03ad\u03c1\u03b5\u03b9 \u03c4\u03b9\u03c2 \u03c5\u03c0\u03b7\u03c1\u03b5\u03c3\u03af\u03b5\u03c2 \u03c4\u03b7\u03c2 \u03c3\u03b5 \u03c3\u03c5\u03bd\u03b5\u03c1\u03b3\u03b1\u03c3\u03af\u03b1 \u03bc\u03b5 \u03c4\u03b7\u03bd \u03b5\u03c4\u03b1\u03b9\u03c1\u03b5\u03af\u03b1 \u03ba\u03b9\u03bd\u03b7\u03c4\u03ae\u03c2 \u03c4\u03b7\u03bb\u03b5\u03c6\u03c9\u03bd\u03af\u03b1\u03c2 \u03c4\u03bf\u03c5 \u03ba\u03b1\u03c4\u03b1\u03bd\u03b1\u03bb\u03c9\u03c4\u03ae. <\/span><\/span><\/p>\n

\u039f \u03ba. <\/span><\/span>\u039e\u03b5\u03bd\u03bf\u03c6\u03ce\u03bd \u039b\u03b9\u03b1\u03c0\u03ac\u03ba\u03b7\u03c2<\/b><\/span><\/span>, \u0393\u03b5\u03bd\u03b9\u03ba\u03cc\u03c2 \u0394\u03b9\u03b5\u03c5\u03b8\u03c5\u03bd\u03c4\u03ae\u03c2 CIO & Services, \u038c\u03bc\u03b9\u03bb\u03bf\u03c2 Interamerican & \u03a0\u03c1\u03cc\u03b5\u03b4\u03c1\u03bf\u03c2, Hellenic CIO forum, \u03bc\u03af\u03bb\u03b7\u03c3\u03b5 \u03b3\u03b9\u03b1 \u03c4\u03b7\u03bd \u03b1\u03c3\u03c6\u03ac\u03bb\u03b9\u03c3\u03b7 \u03c3\u03c4\u03bf\u03bd \u03c8\u03b7\u03c6\u03b9\u03b1\u03ba\u03cc \u03ba\u03cc\u03c3\u03bc\u03bf. \u0395\u03c3\u03c4\u03af\u03b1\u03c3\u03b5 \u03c3\u03c4\u03b7\u03bd Interamerican, \u03b7 \u03bf\u03c0\u03bf\u03af\u03b1 \u03b1\u03be\u03b9\u03bf\u03c0\u03bf\u03b9\u03b5\u03af \u03c4\u03b9\u03c2 \u03c5\u03c0\u03bf\u03b4\u03bf\u03bc\u03ad\u03c2 \u03c4\u03b7\u03c2 \u03b3\u03b9\u03b1 \u03bd\u03b1 \u03b5\u03c0\u03b5\u03ba\u03c4\u03b1\u03b8\u03b5\u03af \u03b5\u03ba\u03c4\u03cc\u03c2 \u0395\u03bb\u03bb\u03ac\u03b4\u03b1\u03c2. \u03a0\u03b1\u03c1\u03ac\u03b4\u03b5\u03b9\u03b3\u03bc\u03b1 \u03b1\u03c0\u03bf\u03c4\u03b5\u03bb\u03b5\u03af \u03b7 Anytime, \u03b7 \u03bf\u03c0\u03bf\u03af\u03b1 \u03b1\u03c3\u03c6\u03b1\u03bb\u03af\u03b6\u03b5\u03b9 \u03b1\u03c5\u03c4\u03bf\u03ba\u03af\u03bd\u03b7\u03c4\u03b1 \u03c3\u03c4\u03b7\u03bd \u039a\u03cd\u03c0\u03c1\u03bf \u03bc\u03ad\u03c3\u03c9 outsourcing. \u03a3\u03c4\u03b7 \u039a\u03cd\u03c0\u03c1\u03bf, \u03c5\u03c0\u03ac\u03c1\u03c7\u03b5\u03b9 \u03c4\u03bf contact <\/span><\/span>c<\/span><\/span><\/span>ente<\/span><\/span>r<\/span><\/span><\/span>, \u03b5\u03bd\u03ce \u03b7 \u03b4\u03bf\u03c5\u03bb\u03b5\u03b9\u03ac \u03b3\u03af\u03bd\u03b5\u03c4\u03b1\u03b9 \u03c3\u03c4\u03b7\u03bd \u0395\u03bb\u03bb\u03ac\u03b4\u03b1. <\/span><\/span><\/p>\n

\u00ab<\/span><\/span><\/span>\u0397<\/span><\/span> \u03ba\u03b1\u03c1\u03b4\u03b9\u03ac<\/span><\/span> \u03bc\u03b1\u03c2<\/span><\/span> \u03c7\u03c4\u03c5\u03c0\u03ac\u03b5\u03b9<\/span><\/span> \u03c8\u03b7\u03c6\u03b9\u03b1\u03ba\u03ac<\/span><\/span>\u00bb <\/span><\/span><\/span>\u03b4\u03ae\u03bb\u03c9\u03c3\u03b5<\/span><\/span> \u03bf<\/span><\/span> \u03ba<\/span><\/span>. <\/span><\/span><\/span>\u0392\u03b1\u03c3\u03af\u03bb\u03b5\u03b9\u03bf\u03c2<\/b><\/span><\/span> <\/b>\u03a4\u03bf\u03c5\u03bb\u03b9\u03ac\u03c2<\/b><\/span><\/span>, Operational Excellence & Customer service Director, Head of Transformation, AXA <\/span><\/span><\/span>\u03b1\u03c3\u03c6\u03b1\u03bb\u03b9\u03c3\u03c4\u03b9\u03ba\u03ae<\/span><\/span>. <\/span><\/span><\/span>\u039f \u03ba\u03bf\u03c2 \u03a4\u03bf\u03c5\u03bb\u03b9\u03ac\u03c2 \u03bc\u03af\u03bb\u03b7\u03c3\u03b5 \u03b3\u03b9\u03b1 \u03c4\u03bf\u03bd \u03c8\u03b7\u03c6\u03b9\u03b1\u03ba\u03cc \u03bc\u03b5\u03c4\u03b1\u03c3\u03c7\u03b7\u03bc\u03b1\u03c4\u03b9\u03c3\u03bc\u03cc \u03ba\u03b1\u03b9 \u03c4\u03b7 \u03c3\u03b7\u03bc\u03b1\u03bd\u03c4\u03b9\u03ba\u03cc\u03c4\u03b7\u03c4\u03b1 \u03c4\u03bf\u03c5 \u03bd\u03b1 \u03b3\u03af\u03bd\u03b5\u03b9 \u03b1\u03c0\u03cc \u03c4\u03b7\u03bd \u03b1\u03c1\u03c7\u03ae (\u03ba\u03b1\u03b9 \u03cc\u03c7\u03b9 \u03bc\u03b5\u03c4\u03b1\u03c4\u03c1\u03ad\u03c0\u03bf\u03bd\u03c4\u03b1\u03c2 \u03bc\u03b9\u03b1-\u03bc\u03b9\u03b1 \u03c4\u03b9\u03c2 \u03c6\u03c5\u03c3\u03b9\u03ba\u03ad\u03c2 \u03bb\u03b5\u03b9\u03c4\u03bf\u03c5\u03c1\u03b3\u03af\u03b5\u03c2 \u03c3\u03b5 digital), \u03ba\u03b1\u03b8\u03ce\u03c2 \u03ad\u03c4\u03c3\u03b9 \u03c0\u03c1\u03bf\u03c3\u03c6\u03ad\u03c1\u03b5\u03c4\u03b1\u03b9 \u03c0\u03b5\u03c1\u03b9\u03c3\u03c3\u03cc\u03c4\u03b5\u03c1\u03b7 \u03b1\u03be\u03af\u03b1 \u03c3\u03c4\u03bf\u03bd \u03c0\u03b5\u03bb\u03ac\u03c4\u03b7. \u00ab\u03a4\u03bf 25% \u03c4\u03c9\u03bd \u03c0\u03b5\u03bb\u03b1\u03c4\u03ce\u03bd \u03c3\u03c4\u03b7\u03bd \u0395\u03bb\u03bb\u03ac\u03b4\u03b1 \u03b1\u03c0\u03b1\u03b9\u03c4\u03bf\u03cd\u03bd \u03c4\u03bf digital transformation\u00bb, \u03c5\u03c0\u03bf\u03b3\u03c1\u03ac\u03bc\u03bc\u03b9\u03c3\u03b5.<\/span><\/span><\/p>\n

\u039c\u03b5 \u03c4\u03b7\u03bd \u03b5\u03bd\u03cc\u03c4\u03b7\u03c4\u03b1 \u03c3\u03c7\u03b5\u03c4\u03b9\u03ba\u03ac \u03bc\u03b5 \u03c4\u03bf <\/span><\/span>\u03bd\u03ad\u03bf \u03c4\u03bf\u03c0\u03af\u03bf \u03c3\u03c4\u03b9\u03c2 \u03b7\u03bb\u03b5\u03ba\u03c4\u03c1\u03bf\u03bd\u03b9\u03ba\u03ad\u03c2 \u03c0\u03bb\u03b7\u03c1\u03c9\u03bc\u03ad\u03c2 & POS<\/b><\/span><\/span> \u03c3\u03c5\u03bd\u03b5\u03c7\u03af\u03c3\u03c4\u03b7\u03ba\u03b5 \u03c4\u03bf <\/span><\/span>F<\/span><\/span><\/span>orum. \u039f \u03ba. <\/span><\/span>\u03a3\u03c9\u03c4\u03ae\u03c1\u03b9\u03bf\u03c2 \u039a\u03c5\u03c1\u03b9\u03ac\u03ba\u03bf\u03c2<\/b><\/span><\/span>, \u0394\u03b9\u03b5\u03c5\u03b8\u03c5\u03bd\u03c4\u03ae\u03c2, \u0394\u03b9\u03b5\u03cd\u03b8\u03c5\u03bd\u03c3\u03b7 \u0395\u03bd\u03b1\u03bb\u03bb\u03b1\u03ba\u03c4\u03b9\u03ba\u03ce\u03bd \u0394\u03b9\u03ba\u03c4\u03cd\u03c9\u03bd, Alpha Bank, \u03c4\u03cc\u03bd\u03b9\u03c3\u03b5 \u03c0\u03c9\u03c2 \u03b7 \u03ba\u03c1\u03af\u03c3\u03b7 \u03ba\u03b1\u03b9 \u03c4\u03b1 capital control \u03ad\u03b4\u03c9\u03c3\u03b1\u03bd \u03bc\u03b5\u03b3\u03ac\u03bb\u03b7 \u03ce\u03b8\u03b7\u03c3\u03b7 \u03c3\u03c4\u03b7\u03c2 \u03b7\u03bb\u03b5\u03ba\u03c4\u03c1\u03bf\u03bd\u03b9\u03ba\u03ad\u03c2 \u03c3\u03c5\u03bd\u03b1\u03bb\u03bb\u03b1\u03b3\u03ad\u03c2, \u03c9\u03c3\u03c4\u03cc\u03c3\u03bf \u03b5\u03af\u03bc\u03b1\u03c3\u03c4\u03b5 \u03b1\u03ba\u03cc\u03bc\u03b1 \u03c0\u03af\u03c3\u03c9. \u039f \u03ba. \u039a\u03c5\u03c1\u03b9\u03ac\u03ba\u03bf\u03c2 \u03c0\u03b1\u03c1\u03bf\u03c5\u03c3\u03af\u03b1\u03c3\u03b5 \u03b4\u03c5\u03bf mobile banking \u03c5\u03c0\u03b7\u03c1\u03b5\u03c3\u03af\u03b5\u03c2 \u03c4\u03b7\u03c2 Alpha Bank, \u03c4\u03b1 Alpha Quick Transfer \u03ba\u03b1\u03b9 IRIS online payments, \u03bc\u03ad\u03c3\u03c9 \u03c4\u03c9\u03bd \u03bf\u03c0\u03bf\u03af\u03c9\u03bd \u03b4\u03cd\u03bd\u03b1\u03c4\u03b1\u03b9 \u03ba\u03b1\u03bd\u03b5\u03af\u03c2 \u03bd\u03b1 \u03bc\u03b5\u03c4\u03b1\u03c6\u03ad\u03c1\u03b5\u03b9 \u03c7\u03c1\u03ae\u03bc\u03b1\u03c4\u03b1 \u03c3\u03b5 \u03bb\u03bf\u03b3\u03b1\u03c1\u03b9\u03b1\u03c3\u03bc\u03bf\u03cd\u03c2 \u03c4\u03c9\u03bd \u03bf\u03c0\u03bf\u03af\u03c9\u03bd \u03b4\u03b5\u03bd \u03b3\u03bd\u03c9\u03c1\u03af\u03b6\u03b5\u03b9 \u03c4\u03bf iban, \u03b1\u03bb\u03bb\u03ac \u03c4\u03bf\u03bd \u03c4\u03b7\u03bb\u03b5\u03c6\u03c9\u03bd\u03b9\u03ba\u03cc \u03b1\u03c1\u03b9\u03b8\u03bc\u03cc, \u03c4\u03bf Facebook, \u03c4\u03bf <\/span><\/span>e<\/span><\/span><\/span>mail, \u03ae \u03c4\u03bf \u0391\u03a6\u039c \u03c4\u03bf\u03c5 \u03ba\u03b1\u03c4\u03cc\u03c7\u03bf\u03c5. \u03a4\u03ad\u03bb\u03bf\u03c2, \u03c0\u03b1\u03c1\u03bf\u03c5\u03c3\u03af\u03b1\u03c3\u03b5 \u03ba\u03b1\u03b9 \u03c4\u03b7\u03bd \u03c5\u03c0\u03b7\u03c1\u03b5\u03c3\u03af\u03b1 Alpha Wallet, \u03bc\u03ad\u03c3\u03c9 \u03c4\u03b7\u03c2 \u03bf\u03c0\u03bf\u03af\u03b1\u03c2 \u03bc\u03c0\u03bf\u03c1\u03b5\u03af \u03ba\u03b1\u03bd\u03b5\u03af\u03c2 \u03bd\u03b1 \u03ba\u03ac\u03bd\u03b5\u03b9 \u03c7\u03c1\u03ae\u03c3\u03b7 \u03cc\u03bb\u03c9\u03bd \u03c4\u03c9\u03bd \u03ba\u03b1\u03c1\u03c4\u03ce\u03bd \u03c4\u03bf\u03c5, \u03b3\u03b9\u03b1 \u03bf\u03c0\u03bf\u03b9\u03b1\u03b4\u03ae\u03c0\u03bf\u03c4\u03b5 \u03c3\u03c5\u03bd\u03b1\u03bb\u03bb\u03b1\u03b3\u03ae, \u03b1\u03c0\u03cc \u03bf\u03c0\u03bf\u03b9\u03b1\u03b4\u03ae\u03c0\u03bf\u03c4\u03b5 \u03c3\u03c5\u03c3\u03ba\u03b5\u03c5\u03ae \u03b5\u03c0\u03b9\u03b8\u03c5\u03bc\u03b5\u03af (\u03c0.\u03c7. \u03ba\u03b9\u03bd\u03b7\u03c4\u03cc \u03ae tablet).<\/span><\/span><\/p>\n

\u039f \u03ba. <\/span><\/span>\u0391\u03bb\u03ba\u03b9\u03b2\u03b9\u03ac\u03b4\u03b7\u03c2 \u03a4\u03c1\u03af\u03b3\u03ba\u03b1\u03c2<\/b><\/span><\/span>, \u0395\u03c0\u03b9\u03ba\u03b5\u03c6\u03b1\u03bb\u03ae\u03c2 \u03a4\u03bf\u03bc\u03ad\u03b1 \u0397\u03bb\u03b5\u03ba\u03c4\u03c1\u03bf\u03bd\u03b9\u03ba\u03ae\u03c2 \u03a4\u03c1\u03b1\u03c0\u03b5\u03b6\u03b9\u03ba\u03ae\u03c2, \u0394\u03b9\u03b5\u03cd\u03b8\u03c5\u03bd\u03c3\u03b7 \u03a8\u03b7\u03c6\u03b9\u03b1\u03ba\u03ce\u03bd \u039a\u03b1\u03bd\u03b1\u03bb\u03b9\u03ce\u03bd, \u0395\u03b8\u03bd\u03b9\u03ba\u03ae \u03a4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b1, \u03b5\u03c0\u03b9\u03ba\u03b5\u03bd\u03c4\u03c1\u03ce\u03b8\u03b7\u03ba\u03b5 \u03c3\u03c4\u03bf i-bank Pay for business. \u00ab\u03a4\u03b1 \u03b4\u03cd\u03bf \u03c3\u03b7\u03bc\u03b5\u03af\u03b1-\u03ba\u03bb\u03b5\u03b9\u03b4\u03b9\u03ac \u03c4\u03b7\u03c2 \u03c5\u03c0\u03b7\u03c1\u03b5\u03c3\u03af\u03b1\u03c2 \u03b5\u03af\u03bd\u03b1\u03b9 \u03bf\u03b9 \u03c7\u03b1\u03bc\u03b7\u03bb\u03ad\u03c2 \u03c4\u03b9\u03bc\u03bf\u03bb\u03bf\u03b3\u03ae\u03c3\u03b5\u03b9\u03c2 \u03ba\u03b1\u03b9 \u03cc\u03c4\u03b9 \u03c4\u03b1 \u03c7\u03c1\u03ae\u03bc\u03b1\u03c4\u03b1 \u03bc\u03c0\u03b1\u03af\u03bd\u03bf\u03c5\u03bd \u03b1\u03c0\u03b5\u03c5\u03b8\u03b5\u03af\u03b1\u03c2 \u03c3\u03c4\u03bf\u03bd \u03bb\u03bf\u03b3\u03b1\u03c1\u03b9\u03b1\u03c3\u03bc\u03cc \u03c4\u03bf\u03c5 \u03b5\u03bc\u03c0\u03cc\u03c1\u03bf\u03c5\u00bb, \u03b4\u03ae\u03bb\u03c9\u03c3\u03b5. \u039f \u03ba. \u03a4\u03c1\u03af\u03b3\u03ba\u03b1\u03c2 \u03b1\u03bd\u03b1\u03c6\u03ad\u03c1\u03b8\u03b7\u03ba\u03b5 \u03ba\u03b1\u03b9 \u03c3\u03c4\u03b7 \u03c3\u03c5\u03bd\u03b5\u03c1\u03b3\u03b1\u03c3\u03af\u03b1 \u03c4\u03b7\u03c2 \u03a4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b1\u03c2 \u03bc\u03b5 \u03c4\u03b7\u03bd Cosmote \u03b3\u03b9\u03b1 \u03c4\u03b7 \u03b4\u03b7\u03bc\u03b9\u03bf\u03c5\u03c1\u03b3\u03af\u03b1 \u03ba\u03ac\u03c1\u03c4\u03b1\u03c2 \u03c3\u03c5\u03bd\u03b1\u03bb\u03bb\u03b1\u03b3\u03ce\u03bd \u2013\u03ba\u03b1\u03b9 \u03b1\u03bd\u03c4\u03af\u03c3\u03c4\u03bf\u03b9\u03c7\u03bf\u03c5 application-, \u03bc\u03ad\u03c3\u03c9 \u03c4\u03b7\u03c2 \u03bf\u03c0\u03bf\u03af\u03b1\u03c2 \u03bf \u03b9\u03b4\u03b9\u03bf\u03ba\u03c4\u03ae\u03c4\u03b7\u03c2 \u03ba\u03b5\u03c1\u03b4\u03af\u03b6\u03b5\u03b9 MB \u03bc\u03b5 \u03ba\u03ac\u03b8\u03b5 \u03b1\u03b3\u03bf\u03c1\u03ac. <\/span><\/span><\/p>\n

O \u03ba. <\/span><\/span>\u0391\u03bd\u03c4\u03af\u03b3\u03bf\u03bd\u03bf\u03c2 \u03a0\u03b1\u03c0\u03b1\u03b4\u03cc\u03c0\u03bf\u03c5\u03bb\u03bf\u03c2<\/b><\/span><\/span>, \u0395\u03bc\u03c0\u03bf\u03c1\u03b9\u03ba\u03cc\u03c2 \u0394\u03b9\u03b5\u03c5\u03b8\u03c5\u03bd\u03c4\u03ae\u03c2 \u03c4\u03b7\u03c2 Cardlink, \u03bc\u03af\u03bb\u03b7\u03c3\u03b5 \u03b3\u03b9\u03b1 \u03c4\u03b7\u03bd \u03b1\u03bd\u03ac\u03c0\u03c4\u03c5\u03be\u03b7 \u03c4\u03c9\u03bd \u03b7\u03bb\u03b5\u03ba\u03c4\u03c1\u03bf\u03bd\u03b9\u03ba\u03ce\u03bd \u03c3\u03c5\u03bd\u03b1\u03bb\u03bb\u03b1\u03b3\u03ce\u03bd \u03c3\u03c4\u03b7\u03bd \u0395\u03bb\u03bb\u03ac\u03b4\u03b1. \u03a3\u03cd\u03bc\u03c6\u03c9\u03bd\u03b1 \u03bc\u03b5 \u03c4\u03b9\u03c2 \u03b5\u03ba\u03c4\u03b9\u03bc\u03ae\u03c3\u03b5\u03b9\u03c2 \u03c4\u03b7\u03c2 Cardlink, \u03b1\u03c5\u03c4\u03ae \u03c4\u03b7 \u03c3\u03c4\u03b9\u03b3\u03bc\u03ae \u03c5\u03c0\u03ac\u03c1\u03c7\u03bf\u03c5\u03bd \u03b5\u03b3\u03ba\u03b1\u03c4\u03b5\u03c3\u03c4\u03b7\u03bc\u03ad\u03bd\u03b1 \u03c0\u03b5\u03c1\u03af\u03c0\u03bf\u03c5 360.000 \u03c4\u03b5\u03c1\u03bc\u03b1\u03c4\u03b9\u03ba\u03ac, \u03cc\u03c4\u03b1\u03bd \u03c3\u03c4\u03bf \u03c4\u03ad\u03bb\u03bf\u03c2 \u03c4\u03bf\u03c5 2016 \u03ae\u03c4\u03b1\u03bd 305.000. \u039f \u03b1\u03c1\u03b9\u03b8\u03bc\u03cc\u03c2 \u03b1\u03c5\u03c4\u03cc\u03c2 \u03b5\u03ba\u03c4\u03b9\u03bc\u03ac\u03c4\u03b1\u03b9 \u03cc\u03c4\u03b9 \u03b8\u03b1 \u03c6\u03b8\u03ac\u03c3\u03b5\u03b9 \u03c3\u03c4\u03b9\u03c2 420.000 \u03bc\u03ad\u03c7\u03c1\u03b9 \u03c4\u03bf \u03c4\u03ad\u03bb\u03bf\u03c2 \u03c4\u03bf\u03c5 2017. \u00ab\u03a4\u03bf\u03bd \u0391\u03c0\u03c1\u03af\u03bb\u03b9\u03bf \u03c4\u03bf\u03c5 2017 \u03b8\u03b1 \u03ad\u03c7\u03bf\u03c5\u03bc\u03b5 \u03c4\u03bf\u03bd \u03bc\u03b5\u03b3\u03b1\u03bb\u03cd\u03c4\u03b5\u03c1\u03bf \u03b1\u03c1\u03b9\u03b8\u03bc\u03cc \u03c3\u03c5\u03bd\u03b1\u03bb\u03bb\u03b1\u03b3\u03ce\u03bd \u03c0\u03bf\u03c5 \u03ad\u03c7\u03b5\u03b9 \u03b3\u03af\u03bd\u03b5\u03b9 \u03c3\u03b5 \u03bc\u03b7\u03bd\u03b9\u03b1\u03af\u03b1 \u03b2\u03ac\u03c3\u03b7\u00bb, \u03b4\u03ae\u03bb\u03c9\u03c3\u03b5 \u03bf \u03ba. \u03a0\u03b1\u03c0\u03b1\u03b4\u03cc\u03c0\u03bf\u03c5\u03bb\u03bf\u03c2. <\/span><\/span><\/p>\n

\"\"<\/a>

Photo Brady: Simon Brady, Editorial Director, AKJ Associates<\/p><\/div>\n

\u039a\u03b1\u03c4\u03ac \u03c4\u03b7\u03bd \u03bf\u03bc\u03b9\u03bb\u03af\u03b1 \u03c4\u03bf\u03c5, \u03bf \u03ba. <\/span><\/span>Simon <\/b><\/span><\/span>Brady<\/b><\/span><\/span><\/span>, Editorial Director, AKJ Associates, \u03b5\u03ba \u03c4\u03c9\u03bd \u03ba\u03bf\u03c1\u03c5\u03c6\u03b1\u03af\u03c9\u03bd \u03c3\u03c4\u03b7\u03bd \u0395\u03c5\u03c1\u03ce\u03c0\u03b7 \u03c3\u03b5 \u03b8\u03ad\u03bc\u03b1\u03c4\u03b1 \u03ba\u03c5\u03b2\u03b5\u03c1\u03bd\u03bf\u03b1\u03c3\u03c6\u03ac\u03bb\u03b5\u03b9\u03b1\u03c2 \u03cc\u03c3\u03bf\u03bd \u03b1\u03c6\u03bf\u03c1\u03ac \u03c3\u03c4\u03bf\u03bd \u03c7\u03c1\u03b7\u03bc\u03b1\u03c4\u03bf\u03c0\u03b9\u03c3\u03c4\u03c9\u03c4\u03b9\u03ba\u03cc \u03ba\u03bb\u03ac\u03b4\u03bf, \u03ad\u03ba\u03b1\u03bd\u03b5 \u03b5\u03b9\u03b4\u03b9\u03ba\u03ae \u03b1\u03bd\u03b1\u03c6\u03bf\u03c1\u03ac \u03c3\u03c4\u03b7\u03bd cybersecurity \u03c4\u03c9\u03bd \u03c4\u03c1\u03b1\u03c0\u03b5\u03b6\u03ce\u03bd. \u03a4\u03cc\u03bd\u03b9\u03c3\u03b5 \u03c0\u03c9\u03c2 \u03bc\u03cc\u03bd\u03bf \u03c4\u03bf 5% \u03c4\u03c9\u03bd FTSE 100 \u03b5\u03c4\u03b1\u03b9\u03c1\u03b5\u03b9\u03ce\u03bd \u03ad\u03c7\u03bf\u03c5\u03bd \u03ad\u03bd\u03b1\u03bd director \u03b3\u03b9\u03b1 \u03c4\u03b1 cyber risks \u03ba\u03b1\u03b9 \u03ad\u03b8\u03b5\u03c3\u03b5 \u03c4\u03bf \u03b5\u03c1\u03ce\u03c4\u03b7\u03bc\u03b1 \u00ab\u03b5\u03ac\u03bd \u03b2\u03c1\u03af\u03c3\u03ba\u03bf\u03bd\u03c4\u03b1\u03b9 \u03c3\u03b5 \u03c1\u03af\u03c3\u03ba\u03bf \u03c4\u03cc\u03c3\u03b1 \u03c0\u03bf\u03bb\u03bb\u03ac \u03c4\u03c1\u03b9\u03c3\u03b5\u03ba\u03b1\u03c4\u03bf\u03bc\u03bc\u03cd\u03c1\u03b9\u03b1 \u03b5\u03c5\u03c1\u03ce, \u03c4\u03cc\u03c4\u03b5 \u03b3\u03b9\u03b1\u03c4\u03af \u03bd\u03b1 \u03b4\u03b1\u03c0\u03b1\u03bd\u03ce\u03bd\u03c4\u03b1\u03b9 \u03c4\u03cc\u03c3\u03bf \u03bb\u03af\u03b3\u03b1 \u03c7\u03c1\u03ae\u03bc\u03b1\u03c4\u03b1 \u03c3\u03c4\u03b7\u03bd \u03c0\u03c1\u03bf\u03c3\u03c4\u03b1\u03c3\u03af\u03b1 \u03c4\u03bf\u03c5\u03c2;\u00bb. <\/span><\/span><\/p>\n

\u0397 \u03c4\u03b5\u03bb\u03b5\u03c5\u03c4\u03b1\u03af\u03b1 \u03b5\u03bd\u03cc\u03c4\u03b7\u03c4\u03b1 \u03c4\u03bf\u03c5 4th Digital Finance Forum \u03b1\u03c3\u03c7\u03bf\u03bb\u03ae\u03b8\u03b7\u03ba\u03b5 \u03bc\u03b5 \u03c4\u03bf \u03b8\u03ad\u03bc\u03b1 \u03c4\u03c9\u03bd <\/span><\/span>\u03c8\u03b7\u03c6\u03b9\u03b1\u03ba\u03ce\u03bd \u03b1\u03bb\u03bb\u03b1\u03b3\u03ce\u03bd \u03c3\u03c4\u03b9\u03c2 \u03c5\u03c0\u03bf\u03b4\u03bf\u03bc\u03ad\u03c2 \u03c4\u03bf\u03c5 \u03c7\u03c1\u03b7\u03bc\u03b1\u03c4\u03bf\u03c0\u03b9\u03c3\u03c4\u03c9\u03c4\u03b9\u03ba\u03bf\u03cd \u03c4\u03bf\u03bc\u03ad\u03b1<\/b><\/span><\/span>. \u0397 \u03ba\u03b1 <\/span><\/span>\u0392\u03af\u03ba\u03c5 \u039a\u03bf\u03c1\u03bf\u03cd<\/b><\/span><\/span>, ICT Sales Manager \u2013 Finance, \u038c\u03bc\u03b9\u03bb\u03bf\u03c2 \u039f\u03a4\u0395, \u03bc\u03af\u03bb\u03b7\u03c3\u03b5 \u03b3\u03b9\u03b1 \u03c4\u03b1 Big Data \u03ba\u03b1\u03b9 \u03c4\u03b9\u03c2 ICT \u03bb\u03cd\u03c3\u03b5\u03b9\u03c2 \u03c4\u03b7\u03c2 Cosmote. \u03a4\u03cc\u03bd\u03b9\u03c3\u03b5 \u03c0\u03c9\u03c2 \u00ab\u03c4\u03bf digital \u03c0\u03b5\u03c1\u03b9\u03b2\u03ac\u03bb\u03bb\u03bf\u03bd \u03c4\u03c9\u03bd \u03c4\u03c1\u03b1\u03c0\u03b5\u03b6\u03ce\u03bd \u03ba\u03b1\u03b8\u03bf\u03c1\u03af\u03b6\u03b5\u03c4\u03b1\u03b9 \u03b1\u03c0\u03cc \u03c4\u03bf\u03c5\u03c2 \u03c0\u03b5\u03bb\u03ac\u03c4\u03b5\u03c2, \u03c4\u03bf \u03bc\u03bf\u03bd\u03c4\u03ad\u03bb\u03bf \u03bc\u03b5 \u03c4\u03bf \u03bf\u03c0\u03bf\u03af\u03bf \u03ad\u03c1\u03c7\u03bf\u03bd\u03c4\u03b1\u03b9 \u03bf\u03b9 \u03af\u03b4\u03b9\u03b5\u03c2 \u03ba\u03bf\u03bd\u03c4\u03ac \u03bc\u03b5 \u03c4\u03bf\u03c5\u03c2 \u03c0\u03b5\u03bb\u03ac\u03c4\u03b5\u03c2 (distribution model) \u03ba\u03b1\u03b9 \u03c4\u03b7\u03bd \u03b1\u03bd\u03c4\u03b1\u03b3\u03c9\u03bd\u03b9\u03c3\u03c4\u03b9\u03ba\u03ae \u03b1\u03c1\u03ad\u03bd\u03b1 fintech – banks\u00bb. H \u03ba\u03b1 \u039a\u03bf\u03c1\u03bf\u03cd \u03c4\u03cc\u03bd\u03b9\u03c3\u03b5 \u03c0\u03c9\u03c2 \u03b7 \u03c4\u03ac\u03c3\u03b7 \u03b4\u03b5\u03bd \u03b5\u03af\u03bd\u03b1\u03b9 \u03b7 \u03b5\u03be\u03ac\u03c0\u03bb\u03c9\u03c3\u03b7 \u03bc\u03b5 e-branches, \u03b1\u03bb\u03bb\u03ac \u03b7 \u03b5\u03be\u03ad\u03bb\u03b9\u03be\u03b7 \u03c4\u03c9\u03bd \u03ba\u03b1\u03c4\u03b1\u03c3\u03c4\u03b7\u03bc\u03ac\u03c4\u03c9\u03bd \u03bc\u03b5 digital corners. \u039a\u03b1\u03c4\u03ac \u03c4\u03b7\u03bd \u03bf\u03bc\u03b9\u03bb\u03af\u03b1 \u03c4\u03b7\u03c2, \u03ad\u03ba\u03b1\u03bd\u03b5 \u03b5\u03c0\u03af\u03c3\u03b7\u03c2 \u03b1\u03bd\u03b1\u03c6\u03bf\u03c1\u03ac \u03c3\u03c4\u03b1 \u03b2\u03b9\u03bf\u03bc\u03b5\u03c4\u03c1\u03b9\u03ba\u03ac \u03c7\u03b1\u03c1\u03b1\u03ba\u03c4\u03b7\u03c1\u03b9\u03c3\u03c4\u03b9\u03ba\u03ac \u03c4\u03c9\u03bd \u03ba\u03b9\u03bd\u03b7\u03c4\u03ce\u03bd \u03c4\u03b7\u03bb\u03b5\u03c6\u03ce\u03bd\u03c9\u03bd, \u03c4\u03bf \u03ac\u03bd\u03bf\u03b9\u03b3\u03bc\u03b1 \u03bb\u03bf\u03b3\u03b1\u03c1\u03b9\u03b1\u03c3\u03bc\u03bf\u03cd \u03bc\u03ad\u03c3\u03c9 video chat \u03ba\u03b1\u03b9 \u03c4\u03b7\u03bd \u03b7\u03bb\u03b5\u03ba\u03c4\u03c1\u03bf\u03bd\u03b9\u03ba\u03ae \u03c5\u03c0\u03bf\u03b3\u03c1\u03b1\u03c6\u03ae, \u03c9\u03c2 \u03ba\u03bf\u03bc\u03bc\u03ac\u03c4\u03b9 \u03c4\u03bf\u03c5 banking \u201coutside the walls\u201d.<\/span><\/span><\/p>\n

\u039f \u03ba. <\/span><\/span>\u039d\u03af\u03ba\u03bf\u03c2 \u039a\u03b1\u03c1\u03b1\u03c0\u03b1\u03bd\u03ac\u03b3\u03bf\u03c5<\/b><\/span><\/span>, \u0395\u03ba\u03c4\u03b5\u03bb\u03b5\u03c3\u03c4\u03b9\u03ba\u03cc\u03c2 \u03a0\u03c1\u03cc\u03b5\u03b4\u03c1\u03bf\u03c2, Motivian, \u03b5\u03c0\u03b9\u03ba\u03b5\u03bd\u03c4\u03c1\u03ce\u03b8\u03b7\u03ba\u03b5 \u03c3\u03c4\u03bf\u03c5\u03c2 \u03ba\u03bb\u03ac\u03b4\u03bf\u03c5\u03c2 \u03c4\u03bf\u03c5 Lending \u03ba\u03b1\u03b9 Payment, \u03b5\u03bd\u03ce \u03b4\u03b5\u03bd \u03c0\u03b1\u03c1\u03ad\u03bb\u03b5\u03b9\u03c8\u03b5 \u03bd\u03b1 \u03b1\u03bd\u03b1\u03c6\u03b5\u03c1\u03b8\u03b5\u03af \u03ba\u03b1\u03b9 \u03c3\u03c4\u03bf blockchain. \u038c\u03c3\u03bf\u03bd \u03b1\u03c6\u03bf\u03c1\u03ac \u03c4\u03b1 payments, \u03c4\u03cc\u03bd\u03b9\u03c3\u03b5 \u03c0\u03c9\u03c2 \u03bf\u03b9 \u03ba\u03bb\u03ac\u03b4\u03bf\u03b9 \u03c4\u03b7\u03c2 \u03c4\u03b7\u03bb\u03b5\u03c0\u03b9\u03ba\u03bf\u03b9\u03bd\u03c9\u03bd\u03af\u03b1\u03c2 \u03ba\u03b1\u03b9 \u03c4\u03c9\u03bd \u03c4\u03c1\u03b1\u03c0\u03b5\u03b6\u03ce\u03bd \u03ad\u03c7\u03bf\u03c5\u03bd \u03c0\u03bf\u03bb\u03bb\u03ac \u03bd\u03b1 \u03bc\u03bf\u03b9\u03c1\u03b1\u03c3\u03c4\u03bf\u03cd\u03bd<\/span><\/span>.<\/p>\n

\u03a4\u03bf 4th Digital Finance Forum \u03ad\u03ba\u03bb\u03b5\u03b9\u03c3\u03b5 \u03bc\u03b5 panel \u03c4\u03bf \u03bf\u03c0\u03bf\u03af\u03bf \u03c6\u03b9\u03bb\u03bf\u03be\u03ad\u03bd\u03b7\u03c3\u03b5 \u03b5\u03ba\u03c0\u03c1\u03bf\u03c3\u03ce\u03c0\u03bf\u03c5\u03c2 \u03b1\u03c0\u03cc \u03c4\u03b9\u03c2 \u03c4\u03ad\u03c3\u03c3\u03b5\u03c1\u03b9\u03c2 \u03bc\u03b5\u03b3\u03ac\u03bb\u03b5\u03c2 \u03c4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b5\u03c2, \u03bc\u03b5 \u03bc\u03b9\u03b1 \u03c3\u03c5\u03b6\u03ae\u03c4\u03b7\u03c3\u03b7 \u03bc\u03b5\u03b3\u03ac\u03bb\u03bf\u03c5 \u03b5\u03bd\u03b4\u03b9\u03b1\u03c6\u03ad\u03c1\u03bf\u03bd\u03c4\u03bf\u03c2 \u03c3\u03c7\u03b5\u03c4\u03b9\u03ba\u03ac \u03bc\u03b5 \u03c4<\/span><\/span>\u03bf\u03bd \u03c8\u03b7\u03c6\u03b9\u03b1\u03ba\u03cc \u03bc\u03b5\u03c4\u03b1\u03c3\u03c7\u03b7\u03bc\u03b1\u03c4\u03b9\u03c3\u03bc\u03cc \u03c4\u03c9\u03bd \u03b5\u03bb\u03bb\u03b7\u03bd\u03b9\u03ba\u03ce\u03bd \u03c4\u03c1\u03b1\u03c0\u03b5\u03b6\u03ce\u03bd<\/b><\/span><\/span>. <\/span><\/span><\/p>\n

\u039f \u03ba. <\/span><\/span>\u03a3\u03c9\u03c4\u03ae\u03c1\u03b7\u03c2 \u03a3\u03c5\u03c1\u03bc\u03b1\u03ba\u03ad\u03b6\u03b7\u03c2<\/b><\/span><\/span>, \u0393\u03b5\u03bd\u03b9\u03ba\u03cc\u03c2 \u0394\u03b9\u03b5\u03c5\u03b8\u03c5\u03bd\u03c4\u03ae\u03c2, Group Chief Digital & Technology Officer (Group CDTO), \u038c\u03bc\u03b9\u03bb\u03bf\u03c2 Eurobank, \u03b4\u03ae\u03bb\u03c9\u03c3\u03b5 \u03c0\u03c9\u03c2 \u00ab\u03c7\u03c1\u03b5\u03b9\u03ac\u03b6\u03b5\u03c4\u03b1\u03b9 \u03bd\u03b1 \u03b3\u03af\u03bd\u03b5\u03b9 \u03b5\u03b9\u03c3\u03b1\u03b3\u03c9\u03b3\u03ae \u03c4\u03bf\u03c5 digital \u03c3\u03c4\u03bf dna \u03c4\u03bf\u03c5 \u03bf\u03c1\u03b3\u03b1\u03bd\u03b9\u03c3\u03bc\u03bf\u03cd, \u03bd\u03b1 \u03b4\u03b7\u03bc\u03b9\u03bf\u03c5\u03c1\u03b3\u03b7\u03b8\u03b5\u03af \u03ad\u03bd\u03b1 \u03c5\u03c0\u03cc\u03b2\u03b1\u03b8\u03c1\u03bf \u03ce\u03c3\u03c4\u03b5 \u03bd\u03b1 \u03bc\u03c0\u03bf\u03c1\u03b5\u03af \u03bf \u03bf\u03c1\u03b3\u03b1\u03bd\u03b9\u03c3\u03bc\u03cc\u03c2 \u03bd\u03b1 \u03b1\u03be\u03b9\u03bf\u03c0\u03bf\u03b9\u03ae\u03c3\u03b5\u03b9 \u03bf\u03c0\u03bf\u03b9\u03b1\u03b4\u03ae\u03c0\u03bf\u03c4\u03b5 \u03c8\u03b7\u03c6\u03b9\u03b1\u03ba\u03ae \u03c4\u03b5\u03c7\u03bd\u03bf\u03bb\u03bf\u03b3\u03af\u03b1 \u03c3\u03ae\u03bc\u03b5\u03c1\u03b1 \u03ae \u03b1\u03cd\u03c1\u03b9\u03bf\u00bb. \u039f \u03ba. \u03a3\u03c5\u03c1\u03bc\u03b1\u03ba\u03ad\u03b6\u03b7\u03c2 \u03b5\u03c0\u03b9\u03c3\u03ae\u03bc\u03b1\u03bd\u03b5 \u03c0\u03c9\u03c2 \u00ab\u03b8\u03b1 \u03be\u03b1\u03c6\u03bd\u03b9\u03b1\u03c3\u03c4\u03bf\u03cd\u03bc\u03b5 \u03b1\u03c0\u03cc \u03c4\u03bf \u03c0\u03cc\u03c3\u03bf \u03b3\u03c1\u03ae\u03b3\u03bf\u03c1\u03b1 \u03b8\u03b1 \u03b3\u03af\u03bd\u03b5\u03b9 \u03bc\u03b5\u03c4\u03ac\u03b2\u03b1\u03c3\u03b7 \u03c4\u03c9\u03bd \u03c3\u03c5\u03bd\u03b1\u03bb\u03bb\u03b1\u03b3\u03ce\u03bd \u03c3\u03b5 \u03c8\u03b7\u03c6\u03b9\u03b1\u03ba\u03ac \u03ba\u03b1\u03bd\u03ac\u03bb\u03b9\u03b1\u00bb.<\/span><\/span><\/p>\n

\u039f \u03ba. <\/span><\/span>\u039d\u03af\u03ba\u03bf\u03c2 \u03a7\u03c1\u03b9\u03c3\u03c4\u03bf\u03b4\u03bf\u03cd\u03bb\u03bf\u03c5<\/b><\/span><\/span>, \u0393\u03b5\u03bd\u03b9\u03ba\u03cc\u03c2 \u0394\u03b9\u03b5\u03c5\u03b8\u03c5\u03bd\u03c4\u03ae\u03c2 \u039b\u03b5\u03b9\u03c4\u03bf\u03c5\u03c1\u03b3\u03b9\u03ba\u03ae\u03c2 \u03a3\u03c4\u03ae\u03c1\u03b9\u03be\u03b7\u03c2 \u039f\u03bc\u03af\u03bb\u03bf\u03c5 \u03ba\u03b1\u03b9 Chief Operating Officer (Group COO), \u0395\u03b8\u03bd\u03b9\u03ba\u03ae \u03a4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b1, \u03c5\u03c0\u03bf\u03b3\u03c1\u03ac\u03bc\u03bc\u03b9\u03c3\u03b5 \u03c0\u03c9\u03c2 \u03c4\u03c1\u03b5\u03af\u03c2 \u03b5\u03af\u03bd\u03b1\u03b9 \u03bf\u03b9 \u03c0\u03b1\u03c1\u03ac\u03b3\u03bf\u03bd\u03c4\u03b5\u03c2 \u03c0\u03bf\u03c5 \u03c9\u03b8\u03bf\u03cd\u03bd \u03bc\u03b9\u03b1 \u03c4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b1 \u03bd\u03b1 \u03b1\u03bb\u03bb\u03ac\u03be\u03b5\u03b9: \u03b7 \u03c4\u03b5\u03c7\u03bd\u03bf\u03bb\u03bf\u03b3\u03af\u03b1, \u03bf\u03b9 \u03c0\u03b5\u03bb\u03ac\u03c4\u03b5\u03c2 \u03ba\u03b1\u03b9 \u03c4\u03bf \u03c0\u03b5\u03c1\u03b9\u03b2\u03ac\u03bb\u03bb\u03bf\u03bd. \u039f \u03af\u03b4\u03b9\u03bf\u03c2 \u03c3\u03b7\u03bc\u03b5\u03af\u03c9\u03c3\u03b5 \u03c0\u03c9\u03c2 \u03c4\u03b1 analytics \u03ba\u03b1\u03b9 \u03c4\u03b1 big data \u03b2\u03bf\u03b7\u03b8\u03bf\u03cd\u03bd \u03bc\u03b9\u03b1 \u03c4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b1 \u03bd\u03b1 \u03b3\u03bd\u03c9\u03c1\u03af\u03c3\u03b5\u03b9 \u03ba\u03b1\u03bb\u03c5\u03c4\u03ad\u03c1\u03b1 \u03c4\u03bf\u03bd \u03c0\u03b5\u03bb\u03ac\u03c4\u03b7 \u03c4\u03b7\u03c2. <\/span><\/span><\/p>\n

\u039f \u03ba. <\/span><\/span>\u0394\u03b1\u03bc\u03b9\u03b1\u03bd\u03cc\u03c2 \u03a7\u03b1\u03c1\u03b1\u03bb\u03b1\u03bc\u03c0\u03af\u03b4\u03b7\u03c2<\/b><\/span><\/span>, \u0395\u03bd\u03c4\u03b5\u03c4\u03b1\u03bb\u03bc\u03ad\u03bd\u03bf\u03c2 \u0393\u03b5\u03bd\u03b9\u03ba\u03cc\u03c2 \u0394\u03b9\u03b5\u03c5\u03b8\u03c5\u03bd\u03c4\u03ae\u03c2, Chief Digital Officer & Retail Banking Products, Alpha Bank, \u03b1\u03bd\u03ad\u03c6\u03b5\u03c1\u03b5 \u03c7\u03b1\u03c1\u03b1\u03ba\u03c4\u03b7\u03c1\u03b9\u03c3\u03c4\u03b9\u03ba\u03ac: \u00ab\u038c\u03bb\u03b5\u03c2 \u03bf\u03b9 \u03c4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b5\u03c2 \u03c0\u03b1\u03c3\u03c7\u03af\u03b6\u03bf\u03c5\u03bc\u03b5 \u03b3\u03b9\u03b1 \u03c4\u03bf\u03bd \u03c8\u03b7\u03c6\u03b9\u03b1\u03ba\u03cc \u03bc\u03b5\u03c4\u03b1\u03c3\u03c7\u03b7\u03bc\u03b1\u03c4\u03b9\u03c3\u03bc\u03cc\u00bb, \u03ba\u03b1\u03b8\u03ce\u03c2 \u00ab\u03ad\u03bd\u03b1\u03c2 \u03c7\u03c1\u03ae\u03c3\u03c4\u03b7\u03c2 \u03b1\u03c0\u03cc \u03c4\u03b7 \u03c3\u03c4\u03b9\u03b3\u03bc\u03ae \u03c0\u03bf\u03c5 \u03be\u03b5\u03ba\u03b9\u03bd\u03ac \u03bd\u03b1 \u03c7\u03c1\u03b7\u03c3\u03b9\u03bc\u03bf\u03c0\u03bf\u03b9\u03b5\u03af \u03c4\u03bf \u03ba\u03b9\u03bd\u03b7\u03c4\u03cc \u03c4\u03bf\u03c5 \u03b3\u03b9\u03b1 \u03c5\u03c0\u03b7\u03c1\u03b5\u03c3\u03af\u03b5\u03c2, \u03b4\u03cd\u03c3\u03ba\u03bf\u03bb\u03b1 \u03c3\u03c4\u03b1\u03bc\u03b1\u03c4\u03ac\u00bb. <\/span><\/span><\/p>\n

\u03a9\u03c3\u03c4\u03cc\u03c3\u03bf \u03ba\u03b1\u03b9 \u03bf \u03ba. <\/span><\/span>\u03a3\u03c4\u03ad\u03c6\u03b1\u03bd\u03bf\u03c2 \u039c\u03c5\u03c4\u03b9\u03bb\u03b7\u03bd\u03b1\u03af\u03bf\u03c2<\/b><\/span><\/span>, \u0391\u03bd\u03b1\u03c0\u03bb\u03b7\u03c1\u03c9\u03c4\u03ae\u03c2 \u0393\u03b5\u03bd\u03b9\u03ba\u03cc\u03c2 \u0394\u03b9\u03b5\u03c5\u03b8\u03c5\u03bd\u03c4\u03ae\u03c2, \u0397\u03bb\u03b5\u03ba\u03c4\u03c1\u03bf\u03bd\u03b9\u03ba\u03ae \u0395\u03c0\u03b9\u03c7\u03b5\u03b9\u03c1\u03b7\u03bc\u03b1\u03c4\u03b9\u03ba\u03cc\u03c4\u03b7\u03c4\u03b1, \u03a4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b1 \u03a0\u03b5\u03b9\u03c1\u03b1\u03b9\u03ce\u03c2 \u03ba\u03b1\u03b9 \u03bf \u03ba\u03bf\u03c2 \u03a7\u03c1\u03b9\u03c3\u03c4\u03bf\u03b4\u03bf\u03cd\u03bb\u03bf\u03c5 \u03c3\u03c5\u03bc\u03c6\u03ce\u03bd\u03b7\u03c3\u03b1\u03bd \u03c0\u03c9\u03c2 \u03ad\u03bd\u03b1 \u03bc\u03ad\u03bb\u03bb\u03bf\u03bd \u03bc\u03b5 \u03c4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b5\u03c2 – \u03c0\u03bb\u03b1\u03c4\u03c6\u03cc\u03c1\u03bc\u03b5\u03c2 \u03b4\u03b5\u03bd \u03b5\u03af\u03bd\u03b1\u03b9 \u03b9\u03b4\u03b1\u03bd\u03b9\u03ba\u03cc. \u039f \u03ba. \u039c\u03c5\u03c4\u03b9\u03bb\u03b7\u03bd\u03b1\u03af\u03bf\u03c2 \u03c4\u03cc\u03bd\u03b9\u03c3\u03b5 \u03c0\u03c9\u03c2 \u00ab\u03ad\u03c7\u03bf\u03c5\u03bc\u03b5 \u03be\u03b5\u03c7\u03ac\u03c3\u03b5\u03b9 \u03c4\u03bf\u03bd \u03c4\u03c1\u03b1\u03c0\u03b5\u03b6\u03b9\u03ba\u03cc \u03c9\u03c2 \u03c3\u03cd\u03bc\u03b2\u03bf\u03c5\u03bb\u03bf, \u03ba\u03b1\u03b8\u03ce\u03c2 \u03ad\u03c7\u03bf\u03c5\u03bc\u03b5 \u03c3\u03c5\u03bd\u03b4\u03ad\u03c3\u03b5\u03b9 \u03c4\u03b7\u03bd \u03c4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b1 \u03bc\u03b5 \u03c4\u03b7 \u03c3\u03c5\u03bd\u03b1\u03bb\u03bb\u03b1\u03b3\u03ae. \u03a3\u03c4\u03bf \u03c4\u03ad\u03bb\u03bf\u03c2 \u03cc\u03bc\u03c9\u03c2, \u03c4\u03bf \u03bc\u03ad\u03bb\u03bb\u03bf\u03bd \u03c4\u03b7\u03c2 \u03c4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b1\u03c2 \u03b8\u03b1 \u03c4\u03bf \u03b1\u03c0\u03bf\u03c6\u03b1\u03c3\u03af\u03c3\u03bf\u03c5\u03bd \u03bf\u03b9 \u03c0\u03b5\u03bb\u03ac\u03c4\u03b5\u03c2. \u039a\u03b1\u03b9 \u03c6\u03c5\u03c3\u03b9\u03ba\u03ac, \u03b7 \u03b4\u03b9\u03b1\u03b4\u03c1\u03bf\u03bc\u03ae \u03c4\u03bf\u03c5 \u03bc\u03b5\u03c4\u03b1\u03c3\u03c7\u03b7\u03bc\u03b1\u03c4\u03b9\u03c3\u03bc\u03bf\u03cd \u03b4\u03b5\u03bd \u03c3\u03c4\u03b1\u03bc\u03b1\u03c4\u03ac\u00bb. \u00ab\u039f\u03b9 \u03c4\u03c1\u03ac\u03c0\u03b5\u03b6\u03b5\u03c2, \u03b5\u03af\u03c4\u03b5 \u03b8\u03b1 \u03bc\u03b5\u03c4\u03b1\u03c3\u03c7\u03b7\u03bc\u03b1\u03c4\u03b9\u03c3\u03c4\u03bf\u03cd\u03bd \u03b5\u03af\u03c4\u03b5 \u03b8\u03b1 \u03c3\u03c4\u03b1\u03bc\u03b1\u03c4\u03ae\u03c3\u03bf\u03c5\u03bd \u03bd\u03b1 \u03b5\u03af\u03bd\u03b1\u03b9 \u03b1\u03bd\u03c4\u03b1\u03b3\u03c9\u03bd\u03b9\u03c3\u03c4\u03b9\u03ba\u03ad\u03c2\u00bb, \u03ba\u03b1\u03c4\u03ad\u03bb\u03b7\u03be\u03b5. <\/span><\/span><\/p>\n

T\u03ad\u03bb\u03bf\u03c2, \u03bf\u03b9 \u03c0\u03b1\u03c1\u03bf\u03c5\u03c3\u03b9\u03ac\u03c3\u03b5\u03b9\u03c2 \u03c4\u03c9\u03bd \u03c3\u03c5\u03bc\u03bc\u03b5\u03c4\u03b5\u03c7\u03cc\u03bd\u03c4\u03c9\u03bd \u03c3\u03c4\u03bf 4th Digital Finance Forum \u03c0\u03c1\u03b1\u03b3\u03bc\u03b1\u03c4\u03bf\u03c0\u03bf\u03b9\u03ae\u03b8\u03b7\u03ba\u03b1\u03bd \u03bc\u03b5 \u03ad\u03bd\u03b1\u03bd \u03c0\u03b5\u03c1\u03b9\u03c3\u03c3\u03cc\u03c4\u03b5\u03c1\u03bf \u03b4\u03b9\u03b1\u03b4\u03c1\u03b1\u03c3\u03c4\u03b9\u03ba\u03cc \u03c4\u03c1\u03cc\u03c0\u03bf, \u03c0\u03bf\u03c5 \u03b5\u03c0\u03ad\u03c4\u03c1\u03b5\u03c8\u03b5 \u03c4\u03b7 \u03bc\u03b5\u03b3\u03b1\u03bb\u03cd\u03c4\u03b5\u03c1\u03b7 \u03b4\u03c5\u03bd\u03b1\u03c4\u03ae \u03c3\u03c5\u03bc\u03bc\u03b5\u03c4\u03bf\u03c7\u03ae \u03c4\u03bf\u03c5 \u03ba\u03bf\u03b9\u03bd\u03bf\u03cd.<\/span><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":2,"featured_media":121547,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[39,1,36],"tags":[29249,29627,29626,29628],"class_list":["post-121546","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-events","category-news","category-it_news","tag-4th-digital-finance-forum","tag-dr-markos-zachariadis","tag-29626","tag-29628"],"yoast_head":"\n\u039c\u03b5 \u03b5\u03c0\u03b9\u03c4\u03c5\u03c7\u03af\u03b1 \u03c0\u03c1\u03b1\u03b3\u03bc\u03b1\u03c4\u03bf\u03c0\u03bf\u03b9\u03ae\u03b8\u03b7\u03ba\u03b5 \u03c4\u03bf 4th Digital Finance Forum - 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